Monday, June 27, 2011
Thursday, February 10, 2011
nak tulis ke tak nak tulis
Tuesday, January 11, 2011
berbasikal ke pejbat
dah lama tak menulis, entah bila boleh bermula. tengoklah, insyaAllah.
Thursday, September 17, 2009
Islam oh Islam
Maksud Hadith Rasulullah S.A.W. : "Mereka yang tidak memikirkan masalah
umatku BUKAN daripada kalangan umat".
Assalamualaikum Warahmatullahi Wabarakatuh,
HARI Isnin, saya ke Kuala Lumpur dan saya menemui enam peguam dan
beberapa pemimpin NGO untuk mendengar taklimat mengenai keadaan agama
Islam dan orang Islam di negara ini.
Taklimat berlangsung selama empat jam setengah. Pada pagi Selasa, saya
telah dipanggil oleh Sultan Perak untuk menyembah taklimat. Kemudian
menyembahkan taklimat yang hampir sama pula kepada Majlis Raja-Raja. Saya
memberi taklimat mengenai bahaya yang sedang dihadapi oleh umat Islam
pada ketika ini.
Bencana umat Islam
Waktu ini ada kes Lina Joy (Azlina binti Jelani) yang sedang menunggu
keputusan. Lina Joy memeluk Kristian dan berkahwin dengan seorang India
beragama Kristian. Dia memohon kepada Mahkamah supaya namanya ditukar
kepada Lina Joy dan agama dipadamkan daripada MyKad beliau tetapi Jabatan
Pendaftaran Negara tidak dapat memadamkannya kerana tiada perintah
daripada Mahkamah Syariah.. Lan taran itu, beliau telah mencabar ke
Mahkamah Persekutuan berasaskan Perkara 11 (1) Perlembagaan Persekutuan
yang menyebutkan bahawa tiap-tiap individu rakyat Malaysia berhak
memilih agamanya sendiri (Every person has the right to profess and practice his
religion).
Kes ini dibicara di hadapan tiga hakim di Mahkamah Agung iaitu Ketua
Hakim Negara, seorang hakim bukan Melayu dan seorang hakim beragama
Kristian. Jika dalam kes ini Lina Joy menang; maka agama Islam akan
hancur. Ia membawa implikasi:
i) Kuasa Raja mengenai agama Islam akan hilang.
ii) Kuasa Mahkamah Syariah tidak boleh dipakai..
iii) Orang Islam tidak boleh memaksa anaknya sembahyang, tidak berhak
lagi kutip zakat dan tiap-tiap orang boleh mentafsir Islam ikut
kehendaknya. Itulah akibatnya.
Malangnya orang Islam nampaknya tidak prihatin sehingga dalam perbicaraan
itu. Tidak ramai yang hadir untuk menyatakan sikap dan Sokongan. Majlis
Agama pun dilihat tidak menghantar orang Islam. Pemerhati daripada Islam
tiada. Ini berbeza daripada kalangan bukan Islam. Hatta ,
peguam/pemerhati daripada Kedutaan Kanada , Australia dan Amerika
Syarikat pun sanggup datang.
Bahkan, peguam-peguam pemerhati ini dibenarkan berhujah. Ini amat
berbahaya. Ia belum pernah berlaku. Jadi Majlis Raja-Raja sedikit
tersentak setelah saya melaporkan perkara ini.
Peguam Negara telah dipanggil oleh Majlis Raja-Raja dan Peguam Negara
kata tidak boleh buat apa-apa. Tunggu keputusan saja. Inilah keadaan yang
telah menjadi bagaikan telur di hujung tanduk.
Gerakan Kristian dan Hinduisme
Orang Melayu yang berjinak dengan Kristian biasa dilatih secara mendalam
di Singapura. Identiti mereka ditukar. Sekarang, terdapat dua gereja
orang Melayu di Kuala Lumpur. Di Brickfield, ada usaha memberi makan
tengah hari percuma pada hari Jumaat kepada remaja Melayu yang lepak
supaya mereka leka dan tidak pergi ke masjid. Terdapat ratusan
pemuda-pemuda Melayu pergi ke gereja di Brickfield ini..
Saya telah memberitahu juga hampir 250,000 orang Islam yang murtad tapi
saya dicabar oleh Menteri di Jabatan Perdana Menteri. Orang Islam yang
memeluk agama Hindu sahaja sudah hampir 100,000 orang. (Sumber :
jangkaan Persatuan India Muslim). Bahkan mengikut laporan pihak polis, belia-belia
Islam yang menganggotai black metal, yang memaki Tuhan sudah ada 13,000
hingga 14,000.. Orang yang ikut Ayah Pin yang mempercayai "Ayah Pin itu
Tuhan" adalah 14,000 orang. Ini yang menjadikan saya lantang.
Majlis Bangkitkan:
1) Apa peranan masjid.
2) Apa peranan imam-imam dan pengurusan masjid.
3) Kenapa tidak bendung sedangkan ada undang-undang..
Peguam Negara kata, berbezanya paderi dengan imam-imam kita ialah
paderi-paderi menunggu kedatangan hadirin seperti menghormati tetamu di
pintu gereja. Mereka memberi khutbah dengan terancang dan profesional
sehingga orang boleh yakin dengan cakap-cakap mereka. Selesai majlis,
mereka tunggu di pintu gereja dan mengucapkan selamat. Mereka suka
bertanya khabar dan suka ambil tahu dan sering tawarkan pertolongan.
Bezanya, khutbah kita tidak menarik. Disampai secara tidak profesional.
Di Uzbekistan dan China , walaupun 70 tahun ditekan, mereka masih kuat.
Dalam keadaan yang cukup kuat ditekan, mereka cuma utamakan penyebaran
salam dan kuatkan silaturrahim di samping membaca ayat-ayat suci Al-Quran
di dinding-dinding masjid. Imam masih boleh berbahasa Arab. Itu ketika
Komunis berkuasa. Ini rahsia kekuatan mereka dapat bertahan.
Serangan aqidah di Malaysia
Sekarang di Malaysia kita diserang dalam bentuk yang dahsyat.
Serangan pemikiran.
1) Golongan intelektual. Orang Kristian yang buat serangan. Walaupun
mereka berjaya serang tetapi mereka tidak dapat tawan hati orang Islam.
Untuk itu mereka cuba mempelajari Islam dengan untuk menyerang Islam.
Mereka juga wujudkan fakulti-fakulti Islam di universiti Mereka.
2) Mereka juga melahirkan kekacauan kepercayaan lalu membawa pemikiran
Islam liberal. Mereka letak semua agama itu sama. Ia datang daripada
sumber yang sama iaitu Tuhan yang sama. Cuma masa wahyu turun, Islam
diterjemah dalam mesej ketuhanan itu mengikut bahasa-bahasa berbeza
sesuai dengan bangsa dan keturunan Nabi.. Tegas mereka, kitab-kitab
suci itu adalah terjemahan. Oleh itu ia boleh dipinda dan ditafsirkan semula.
Dalam kurun ke 16, ia telah disaran oleh Yahudi dan diterima oleh para
paderi Kristian. Ini yang menjadikan Kristian berpecah kepada
berpuluh-puluh mazhab. Dulu, cuma ada Kristian daripada mazhab Roman
Katholik. Masing-masing menuduh masing-masing mazhab kafir. Inilah pula
yang dibawa ke dalam dunia Islam.
Islam liberal begini mulai masuk pula ke Indonesia .. Mereka menguasai
universiti dan media dengan dilindungi dan disokong dengan kuat oleh AS
dengan berbilion-bilion USD. Ini menjadikan fakulti-fakulti pengajian
Islam di universiti-universi ti di Indonesia sudah tidak ada lagi
penuntut. Kini sudah ada fatwa di Indonesia bahawa perkahwinan lelaki
sesama lelaki itu sah. Faraid dan Hudud sudah tidak relevan dan harus
dibuang. Ini pun hampir difatwakan akhir-akhir ini oleh Majlis Agama
Indonesia .. Ia sedang berkembang kerana tulisan-tulisan ini dipelopori
oleh intelektual.
Sekarang, di Malaysia pun sudah terbawa-bawa. Begitu. Tulisan-tulisan
yang liberal seumpama ini biasanya ditulis oleh wartawan-wartawan dalam
akhbar-akhbar berbahasa Inggeris. Dulu Astora Jabat saja yang tulis dalam
akhbar Melayu. Kini, Astora guna majalah Al Islam pula sebagai platform
dengan ditukar namanya kepada Hussin Ab. Rahman. Kasim Ahmad pun sekarang
sudah diberi tempat semula untuk menulis dalam Al Islam.
Keputusan kes pakai serban Ini ada laporannya dalam semua akhbar.
Bagaimana 3 murid Islam memakai serban di sekolah telah diberhentikan dan
kes mereka pula kalah di mahkamah. Sedang penganut agama lain kenapa
bebas memakai serban dan mengamal agama mereka ? Ini satu penghinaan yang
sungguh dahsyat ke atas Nabi kita dan Islam pada amnya.
Allah jadikan sembahyang berjemaah lima waktu. Ini bertujuan untuk
melahirkan ukhwah. Hikmahnya cukup besar. Seorang orientalis buat kajian
kenapa ada rakaat-rakaat dalam sembahyang.. Orientalis yang akhirnya
masuk Islam itu, sembahyang itu sebagai satu bentuk caj. Pertemuan bahu
dengan bahu, kaki dan kaki dia akan caj kuasa rohani. Untuk itu, kita
perlu kuatkan diri. Orang Hindu sedang kuatkan diri mereka. Mereka giat
buat tokong Hindu. Di Perak misalnya, ada 2,000 tokong Hindu sedangkan
masjid cuma 560 buah sahaja. Dan agama Hindu ini semakin menampakkan
keganasan. Terdapat ramai juga orang Melayu yang diHindukan. Kini,
Filem-filem Bollywood juga digunakan untuk mendakyahkan agama Hindu di
seluruh dunia.
Harap kepada siapa?
Kita tidak boleh lagi harapkan pihak berkuasa JAKIM, Jabatan Agama atau
pihak kerajaan untuk melindungi kita. Allah tidak amanahkan Islam,
al-Quran dan Sunnah ini kepada kerajaan tetapi Allah amanahkan kepada
setiap individu Muslim.
Allah S.W.T berfirman:
"Kami wariskan al-Quran itu kepada hamba-hamba Kami yang terpilih iaitu
yang beriman kepada Allah; (bukan kepada kerajaan)."
Peringatan-peringat an Daripada Allah S.W.T.
Tsunami, gerak gempa bumi, ramai umat Islam yang mati. Ini peringatan.
Kenapa di Acheh dan Bangladesh ? Bukan bermakna orang Acheh yang
bermaksiat, tetapi mungkin maksiat berlaku di tempat lain... Bagaimanapun,
pada malam kejadian itu, ada permainan tari menari dan pesta minum arak
di pantai yang berdekatan.
Demikian, sedikit ringkasan.. Wallahu a'lam
Dato' Harussani Bin Zakaria
Mufti DiRaja Negeri Perak
----------------
Jika anda masih seorang Islam tolong sampaikan kepada seramai umat
Islam demi kepentingan Islam dan survival generasi akan datang..
Sekian, terima kasih.
Tuesday, June 30, 2009
government losing companies
government losing companies
***mesti baca***
By Syed Akbar Ali
Folks we had an ineffective Prime Minister who literally slept on the job for five years. Because he was such a weak leader, too many people around him started getting funny ideas and doing things their own way. We the taxpayers and the country as a whole did not benefit much from their actions.
Whether these folks had the best interests of the nation in mind has to be assessed carefully. Looking at the way money is being thrown (or burnt up as the case may be) it does not bode very well for everyone. And it is not good for the Government too.
Unfortunately despite the ex PM being shown the exit, there has been not enough thorough housecleaning or cleansing to get rid of the unsavory, unworkable and ruining remnants leftover from the old regime. This includes “proven to be unworkable ideas” which came onboard during the old regime. Why are they still in place and still burning up billions of Ringgit of taxpayers funds?
We need a house cleaning now, not in another three or five years. The cutoff is not the next GE but long before the next GE. We really need to be serious about this.
We are continuously seeing the GLCs losing money by the billions and the hundreds of millions of Ringgit. Most of these GLCs are monopolies. Even Sime is a monopoly, of sorts. They are Government linked and have access to much Government support. But Sime was put into a merger with Golden Hope and Guthrie which resulted in about RM40.0 Billion of market value being wiped out. An RM80.0 Billion company now has a post merger market value of just over RM40.0 billion. This is quite perplexing.
Proton has announced quarterly losses of RM342 million. They are a monopoly almost, enjoy all sorts of protection and even get cash handouts from the Government (RM81 million for the last quarter alone).
For the 1st quarter ended Nov 30th, TNB suffered “FOREX loss” of RM1.439bil, which ended up in a net loss of RM944.1mil for the period. Almost RM1 billion loss for the quarter. What is wrong with the GLCs?
Then State monopoly Telekom
Maybank, the stalwart of the Malaysian banking system bought Bank Dagang Indonesia for about USD2.7 Billion (RM9.0 Billion) from Singapore’s Temasek Holdings. This purchase has not been accepted well by the market, Maybank’s share prices have taken a hit after the buy.
The
And these are the long established, public listed corporations some of which have been around for almost a century now. Sime, TNB, Telekom and Maybank are the flagbearers of our economy.
Then in 2005 Khazanah Nasional Berhad, the mother of all GLCs bought a 52 per cent stake in
Khazanah bought this stake from an Austrian financial house who had themselves purchased the 52.1% in Bank Lippo in February 2004 from the Indonesian Bank Restructuring Agency (IBRA) for $142 million (about RM525 million).
This means the Austrians made a profit of over RM575 million (doubled their money) in just one year from selling the 52% in Lippo Bank to Khazanah Nasional !
In 2008, through CIMB Bank, Lippo Bank was merged with Bank Niaga in a RM8.0+ billion merger to create CIMB Niaga Bank. For the 1st quarter of 2009, the merged bank made 262 Billion Rupiah profit, down 18% from 323 Billion Rupiah for the same period in 2008.
Then there are also the less well known acquisitions and jaunts by the GLCs which also cost hundreds of millions of Ringgits with little or not much positive results to show.
One such creature is ACR or Asian Capital Reinsurance - a reinsurance firm that was bought from its Singaporean founders (Singaporeans again). This firm had a staff of about 40 people only in
Khazanah decided to buy this reinsurer (circa 2007) to create new Islamic takaful businesses. (Takaful is halal arab talk for insurance). Their website (http://www.acrretakaful.com/) is bombastic. It says :
ACR ReTakaful is the world’s highest-capitalised Islamic reinsurance entity serving the requirements of our Asian and international partners. It is poised to grow the capacity of takaful and retakaful operations in Asia, particularly the Middle East and Southeast Asia
But the performance of the business in
They also have JV offices with the Dubai Group in
ACR ReTakaful Holdings Limited of
Oh well. But where is the beef ya maulana? Where are the profits.
Then in April 09, the takaful CEO said, “the firm was in talks to enter into a strategic alliance with an Islamic reinsurer in
Another strategic alliance? What happened to ‘world’s highest capitalized Islamic reinsurance’ bla bla bla.
Market talk is Khazanah is now ‘encouraging’ the other GLCs under its stable to take their insurance requirements from ACR. I think that is fine. Business is business. Do something, do anything but just turn a profit, ok?
But what irks me is the price Khazanah paid to the Singaporeans to buy over ACR.
Would anyone like to guess? It’s a reinsurance company, established in
Folks, Khazanah Nasional Bhd paid close to RM900 Million to buy over this Singaporean reinsurance company ! That’s RM900 million ! Market talk is a senior Khazanah executive (appointed from the time of Tun Dr Mahathir) resigned after this deal was signed.
I really want to know who and how made the initial contact, proposal etc to Khazanah to buy this Singaporean company? Who made the initial contact?
Then there is also Malaysian Agri Food Corporation or MAFC. Please visit their website here http://www.mafc.com.my/
To digress a little, I think all these ventures are just great. Whether its reinsurance, agri-food, tuna fishing, semiconductors or banks in
But we need to be clear about some things : we must NOT pay anything more than market price for these businesses. Secondly they must also generate profits, not just make losses.
Then there must also be other benefits like giving employment to Malaysians and creating spinoff benefits inside our country (and not in
Back to MAFC – Khazanah wanted to grow water melons, bananas, papayas etc. This is Muniandy’s business. Muniandy is the fellow who grows bananas along the commuter railtracks near Klang and sells his fruits in the local market. You may ask why does Khazanah want to compete with Muniandy? Good question. Maybe they want to take water melons and bananas to corporate levels – make juices, jams etc.
How much is the investment in this fruit business? Guess lah. RM5 million? No. RM10 million? No. Folks say it is closer to RM200.0 million.
Here is their mission statement : Malaysian Agrifood Corporation Berhad (MAFC) is a wholly owned subsidiary of Khazanah Nasional Berhad (KNB) set up for the purpose of reinventing the Malaysian agricultural food distribution system and increase Malaysia’s competitiveness in providing reliable and quality supply of fresh produce. Our main thrust of activity involves the food supply chain management and logistics. We develop comprehensive supply chain strategies and commit to introduce the best practices in the food supply.
To reinvent the Malaysian agri food distribution system ? I say Bang, what was wrong with our system in the first place? Why try to fix something that is not broken?
But the braders were unfazed. To reinvent the distribution system they needed trucks, cold rooms and distribution wharehouses. No problem. They went and bought a logistics company. Its called Cold Chain Network Sdn Bhd. Here is the website : http://www.coldchain.com.my/. Its really canggih.
I think this is where the money went. OK great. But where are the melons and tomatoes? Where are the pumpkins and the zucchinis? Where is the produce? Talk is MAFC has started planting papayas on a large scale in Lanchang, Pahang. Corporate papayas ?
I get my papayas now from my backyard. We have two papaya trees and we cannot eat all the fruit that ripens on the trees. So we share it with the birds.
My view is that the old “GLC”s like Sime Darby, TNB, Maybank etc who have been around for so long should be allowed the freedom to do their business without any interference. They know their businesses well. Leave them alone. Put in good managers, good accountability and transparency and let them loose. They will do well.
This was what Dr Mahathir did. During the time of Dr Mahathir you would hardly hear negative reports about well established companies like Sime Darby, Golden Hope, Telekom or Maybank (except for Sime’s short foray into banking). They all grew very large during Dr Mahathir’s tenure.
The other newer GLCs like Khazanah have lost touch with their real purpose. Khazanah was set up to explore new businesses and new technologies that were not found in
Muniandy already plants papayas, there are numerous insurance companies, there are numerous tuna fishermen and also udang farms. Why does Khazanah want to use its huge corporate muscle to crowd out the local boys?
And they do not know how to do it.
So Khazanah ends up paying millions of Ringgit to consultants. Folks say Khazanah spends over RM50.0 million per year paying consultants fees. Their favorite consultants are McKinsey, Boston Consulting Group and Ernst & Young. What is the outcome? How much sales and profits has Khazanah generated for every Ringgit spent on the consultants?
Has anyone done a simple ratio analysis? (Returns from a project recommended by a consultant) divided by (Fees paid to that consultant).
Then the average CEO in Khazanah is paid about RM40,000 to RM50,000 per month. Even in startup companies like the agri-food business. That’s RM600,000 per year. That’s a lot of money. Then on top of that, they also pay the consultants. So what do the CEO’s do? And where is the product? Where are the profits?
Some of these investments are pretty recent. ACR was bought in 2007. MAFC too is new. There is a gestation period. If they screw up, it will usually take a few years before the full stuff hits the fan. The timing can really suck. There is a General Election coming up in three years.
To be advised is to be forewarned. This is free advise. No need for consultancy fees.
just4therecord
Wednesday, November 26, 2008
Hipokrit #1
Hari ini, pejabat teman ada mengadakan jualan buku. Beberapa pembekal dijemput untuk menjual buku mereka.
Sambil menyemak tajuk buku dan membelek kandungan buku2 tersebut, teman berkenan dengan beberapa tajuk dan teman beli. Tajuk buku yang teman beli adalah seperti tersenarai:
| Japanese for Everyone | M Rajendran | Pelanduk |
| 99 wali Allah | Abu Mazaya Al-Hafiz | Al Shafa |
| Formula Bisnes Negara | Ann Wan Seng | PTS |
| Kapal Haji Dalam Kenangan | Yahya Awang | Utusan P&D |
Teringat teman kepada kawan yang menulis buku sedikit ilmiah dan teman melilau untuk menenguk sama ada buku beliau turut sama diperdagangkan, tapi hampa – tidak jumpa wal hal buku lain dari penerbit yang sama sangat banyak dipamerkan. Terfikir teman, eh bagaimana boleh jadi begini? Teman pun
Teman : di depan opis aku ada jual buku. Buku penerbit hang pong banyak tp hang punya tak ada
Dia: buku aku dah habis dari stor, publisher x der duit nak ulang cetak. Sedih … sedih …
Teman : aik, aku baru nak promo kat libri aku, tak sempat lg. dah abih …. laaa
Ini lah nasih penulis buku. Bukunya laris tp penerbit tak boleh ulang cetak sbb tak da duit. Ya ka, boleh terima ke alasan ??? sebuah buku berapa sangat penulis dapat berbanding dengan penerbit, pencetak, pengedar dan penjual !!!! agak2 boleh tak cetak dan jual sendiri … pakai nama penerbit saja dan bayar komesen ke penerbit pulak.
Monday, June 23, 2008
minyak oh minyak, naik minyak naik




Alida Mahmod,
SecretaryMalaysian Indsutrial Development Authority (MIDA),
Tokyo Office32F, Shiroyama Trust Tower,4-3-1, Toranomon, Minato-ku,
Tokyo 1055-6032Tel: 03-5777-8808Fax: 03-5777-8809
Tolong baca sampai habis. Mungkin ini buah fikiran yang sangat baik. Mari kita renung dan fikir- fikirkan, kemudian kita lakukan. Idea daripada orang-orang yang kerja kat PETRONAS - price control. Idea yang sangat menarik? Tapi adakah ianya berkesan? Nampaknya menjelang tahun depan harga petrol akan menghampiri RM 2.00. Mahu supaya harga petrol turun? Kita perlukan satu tindakan bijak dan bersepadu. Philip Hollsworth menawarkan idea bagus ini. Ianya LEBIH BERKESAN berbanding kempen 'jangan beli petrol pada hari tertentu' yang dilakukan pada April atau Mei lalu.
Tetapi syarikat-syarikat pembekal minyaklah yang mengaut keuntungan besar dari situasi sekarang ini. Kita sebagai pengguna perlukan tindakan agresif untuk 'MENGAJAR' mereka bahawa PEMBELI juga ada kuasa untuk yang mengawal harga, bukan penjual sahaja. Dengan harga petrol yang naik begitu tinggi sekarang ini, kita pengguna perlu bertindak segera. Satu cara yang disarankan untuk menurunkan harga petrol ialah dengan memberikan tamparan 'market leader' industri berkenaan, iaitu dengan tidak membeli petrol dari penjual tertentu.
Ini dapat kita lakukan tanpa menyusahkan diri kita sendiri. Ideanya begini :-
Mudah saja, anda cuma perlu....... ......
Wallahualam.